Preferred Benefits Group Keeps Customers Informed

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Change in trend, utilization, and unit costs 2006 to 2009.

Average annual percentage change in selected national health expenditures, 1996-2008.

Percent of employers concerned about provisions in the Patient Protection and Affordable Care Act, May 2010.

Annual medical cost for family of four, 2006 to 2010.

Percentage of workers with employee-only PPO Coverage with $500 or higher deductible, 2000-2009.

Penalties applicable to Individuals who fail to maintain minimum essential health care insurance coverage.

Medical and pharmacy costs and employee premium share, 2009 and 2010.

Penalties applicable to Individuals who fail to maintain minimum essential health care insurance coverage.

Types of retiree medical coverage offered, 2009.

Projected annual out-of-pocket health care spending by adults age 65 and older, 2010-2040, in constant 2008 dollars.

National health expenditures, average annual percentage growth from prior year shown and over the projection period, by source of funds, selected calendar years 2007-2019.

Consumers' willingness to utilize alternative methods of accessing health care, 2009.

Employer response to the excise tax.

Medical plan cost per employee, 2008 versus 2009.

Annual change in total health benefit cost from 1993-2010.

Impact of economic downturn on employee benefits offerings.

Projected medical, prescription drug, dental and vision trends: 2009 and 2010.

Support for strategies to expand health insurance coverage, 2009.

Enrollment in employer-sponsored health plans by age, 2009.

Agreement with statements about proposed ways to engage consumers in managing health care costs, 2008.

2009 components of health care spending.

Relative proportions of medical costs, 2009.

Relative importance of employer costs for employee compensation, December 2008.

How employers view dental benefits, by company size, 2005 vs. 2008.

Selected health care strategies in place or planned for 2010.

Influence of workplace benefits on employee loyalty, employer perceptions versus employee valuation.

Total employee/employer health care costs, 2004 versus 2009.

Cost-management strategies employers are somewhat or very likely to use in 2009 for active employees and pre-65 retirees.

Medical plan cost per employee, 2007-2008.

Median deductible for individual coverage among PPO sponsors requiring a deductible, 2000-2008.

Employee participation in health related activities, 2008.

Preferred method of benefits communication by generation: percentage of plan participants selecting each item.

Health care trend rates for the 12-month rating periods beginning between April and September 2008.

Tactics that employers have implemented or plan to implement to offset increased heath care costs, 2008.

Drug trend projection for 2008-2010.

Preliminary HMO rate increases by region, 2006-2009.

Primary business issues for employers, 2008 versus 2007.

Percentage of employers offering various wellness programs, 2005 to 2007.

Medicare D - Stand-Alone Prescription Drug Plans

Stand-Alone Prescription Drug Plans - New Jersey (PDF)

NJ State Continuation SAMPLE LETTER - Effective 03-07-05.

Medicare Part D Update - Full letter.

Medicare Part D - Disclosure Letter.