Because Preferred Benefits Group has a very extensive selection of companies from which to choose coverage, we are able to select the coverage and financial planning packages that will work best for you. Here's a brief description of the quality services we offer. Please use the quote link to immediately send for more information or a customized quote for that program.

Individual Disability Insurance

Individual disability insurance is a plan in which you are the sole member and contributor. In the event of an illness or injury and your subsequent inability to work, this plan will ensure that you receive an income.

• Click here for an online quote.

Individual Life Insurance

Individual life insurance is a plan in which you protect your family and loved ones from the financial burden of your death. As an individual plan, you are the only contributor.

• Click here for an online quote.

Buy-Sell Agreements

This is a contract among the owners of a business to ensure a smooth transition of ownership in the event of the death of one or more of the owners. The buy-sell agreement specifies the terms under which the remaining living owners procure the stake of the heirs of the deceased.

• Click here for an online quote.

Deferred Compensation

A group plan in which employees set aside a portion of their earnings in a tax-deferred payroll savings program with investment options.

• Click here for an online quote.

Long-Term Care Insurance

Long Term Care Insurance provides you with coverage for costs associated with elderly care. Depending on the policy, part of your Long Term Care Insurance may be deductible as a medical expense on your tax return. Part of Long Term Care insurance premiums may be deductible as well.

• Click here for an online quote.

Estate Planning

An insurance plan that, in the event of your death, ensures that your assets are passed to your children or any other heirs in the manner that you decide. Coverage also includes certain attorney fees and legal costs and reduces federal and state taxes.

• Click here for an online quote.

Annuity Planning

This is a retirement fund usually obtained through your employer. Similar to a 401(k), the member contributes monies to a fund, which are in turn tax-deferred until withdrawal at age 59 1/2. The annuities are invested according to the wishes of the member, through the guidance of a money manager.

• Click here for an online quote.

Mutual Funds

A mutual fund is a pool of money that is owned by a group of investors and is invested on its behalf by professional money managers. As an investor, you can state your investment objectives which will help guide the money manager in making investment decisions.

• Click here for an online quote.